Get the advantage you deserve with our Yield Pledge® promise
Our unique Yield Pledge promise guarantees you some of the most competitive rates in the nation. We make sure you stay at the top of your game by ensuring the yield on a Yield Pledge account will be in the top 5% of Competitive Accounts.x
Bringing you powerful results through great diligence
We never rest in working to grow your money. We regularly compare and adjust our rates based on data from Bankrate to make sure you earn yields that start and stay high.
Yield Pledge accounts guarantee top rates plus:
- No monthly maintenance fees
- FDIC insurance
- Always convenient online and mobile access
Rates with peace of mind
No more hopping from bank to bank. You can rest easy because we automatically adjust our rates so your yield stays in the top 5% of Competitive Accounts.x
How we stack up
With our Yield Pledge accounts, you’ll never be settling for average. With a $50,000 balance, our APY beats the competition.
YIELD PLEDGE MONEY MARKET
| APY | |
|---|---|
| EverBank — 1-year introFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x | 4.30% |
| EverBank — ongoingUnless eligible for the 1-year intro APY, the account will earn the ongoing APY, which is also backed by our Yield Pledge promise.x | 4.05% |
| National averagex | 0.60% |
| TD Bankx | 0.03% |
| Wells Fargox | 0.26% |
YIELD PLEDGE CHECKING
| APY | |
|---|---|
| EverBankx | 0.40% |
| National averagex | 0.10% |
| Bank of Americax | 0.02% |
| Wells Fargox | 0.01% |
Which Yield Pledge accounts are right for you?
Take a closer look with a side-by-side comparison of our Yield Pledge accounts.
| Yield Pledge Money Market | Yield Pledge Checking | |
|---|---|---|
| Rate | 4.30% 1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x | 0.40% APY on all balance tiersx |
| Ideal for | Growing your savings with access to ATMs and checks | Everyday banking, using online bill pay, and sending or receiving money |
| Competitive high yields | ||
| No monthly account fee | ||
| Debit card with purchase benefits | On request | |
| ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x | ||
| No-fee online bill payExpedited bill payments are available for a fee. | ||
| FDIC insured | ||
| Minimum to open | $0 | $100 |
| Open an account | Open an account | |
| See account details | See account details |
Recognition reflects our commitment to you
Our commitment to doing what’s right for your money has earned notable results for you and noteworthy accolades for us.
Your questions answered
There is no fee or enrollment required for our Yield Pledge promise. It’s automatically included with each Yield Pledge account.
No, the Yield Pledge promise applies to all balances within Yield Pledge accounts.
“Competitive Accounts” are similar accounts from the 10 largest banks and thrifts in 10 large U.S. banking markets. Each week, Bankrate compiles these institutions’ rates and distributes its results to certain institutions on a paid-for basis.
You automatically qualify for the 1-year intro Annual Percentage Yield (APY) when you open your first Yield Pledge Money Market account.
Balances up to $250,000 in a Yield Pledge Money Market account earn a fixed 1-year intro APY. Balances over $250,000 receive a blended APY based on the fixed 1-year intro APY applicable to balances up to $250K and the variable ongoing APY associated with the highest balance tier for the account.
When the 1-year intro Annual Percentage Yield (APY) expires, you’ll earn our current ongoing APYs based on your balance. All ongoing APYs are backed by our Yield Pledge promise to keep your yield in the top 5% of Competitive Accounts across the country.x
Let’s put your money to work
We’re ready when you are. Open your account online or by giving us a call.
