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iImportant Disclosures

ACCOUNT DETAILS

Our Yield vs. Theirs For The First Year

See how our Yield Pledge Checking Account compares with the checking accounts of other banks. Our first-year APY is better than our competitors' current APYs, and is over 16 times the national average.3, 4

2, 3, 4

APYs based on balances from $25K to under $50K. EverBank APY is inclusive of 6-month bonus interest rate available for first-time account holders.2, 3, 4

YIELD PLEDGE® CHECKING ACCOUNT
Minimum opening balance $1,500
EverBank ATM fee5 $0
ATM fee reimbursements with minimum balance5 Unlimited
Online & mobile banking Free
Mobile check deposits6 Free
Additional online security Yes

A TOP 5% PROMISE

EverBank Yield Pledge Promise

Your Yield Pledge Checking Account yield rate will be in the top 5% of Competitive Accounts at leading banks nationwide.1

Always. That's a promise.

Yield Pledge Promise

Who Has Time To Chase Rates?

Open a Yield Pledge Checking Account and rest easy knowing your money is safe (FDIC-insured7) and working hard.

As the chart shows, EverBank's Yield Pledge Checking Account has an ongoing APY that has outperformed the national average since 2004.8

We're not just promising higher yields. We're delivering them.

Our Promise for a higher yield–since 20048

Based on ongoing Checking APYs from 09/01/2004 to 09/02/2015.8


MORE THAN JUST GREAT RATES

EverBank Is A Better Banking Model

EverBank is built to give you a better banking value. We have a long history of creating innovative products – not innovative fees – that provide exceptional value in banking, lending and investing.

Mobile Check Deposits6

Evolved Banking The EverBank Mobile App lets you deposit checks – as well as check balances, pay bills to current payees and transfer funds – from the convenience of your palm.4

Evolved Banking

No ATM Fees

Zero EverBank ATM Fees We don't charge ATM fees. And we'll reimburse you for ATM fees charged by other banks if you maintain a minimum average daily account balance of $5000.5

Zero EverBank ATM Fees

Anytime, Anywhere Access

24/7 Assist Direct Access Talk to a live EverBank expert 24/7. Access your account from the web or your mobile, wherever you may be.

24/7 Assist Direct Access

4-Star Stability

Stable and Steady Growth Thanks to a diverse business model and strong risk-management practices, EverBank is recognized by leading bank rating services such as Bauer Financial to be strong and stable (4-star rating).9

Stable and Steady Growth

A decade of strong and consistent asset growth

Year-end assets in billions from 2004-2014

APPLY NOW. CALL 1.866.743.7489


RATES

Each and every penny you send our way will earn a top yield. And thanks to our tiered rate system, the more you send, the higher your yield may climb. Get a 6-month bonus interest rate2 to start. After that, our top 5% promise1 goes to work and will keep your yield high and money growing. We call that an opportunity on top of an opportunity.

All interest rates and Annual Percentage Yields (APYs) are accurate as of 12/14/18 12:00:00 AM and are subject to change at any time.

First-time Checking Customer2
Balances Bonus Interest Rate* 1st-yr APY
$0 - $9,999.99 1.20% 1.21%
$10,000 - $24,999.99 1.20% 1.21%
$25,000 - $49,999.99 1.20% 1.21%
$50,000 - $99,999.99 1.20% 1.21%
$100,000 - $10,000,000 * 1.21% - 0.72%

* Bonus Interest Rate applies to the first $100,000 for the first 6 months. The ongoing interest rates and APYs apply to all balances of $100,000.01 or more, and to all balances after 6 months

Ongoing Interest Rates2
Balances Interest Rate APY
$0 - $9,999.99 0.25% 0.25%
$10,000 - $24,999.99 0.46% 0.46%
$25,000 - $49,999.99 0.61% 0.61%
$50,000 - $99,999.99 0.61% 0.61%
$100,000 - $10,000,000 0.71% 0.71%
YIELD PLEDGE PROMISE
  • Account Details
  • A Top 5% Promise
  • More Than Just Great Rates
  • Rates Right Now

Our Yield vs. Theirs For The First Year

See how our Yield Pledge Checking Account compares with the checking accounts of other banks. Our first-year APY is better than our competitors' current APYs, and is over 16 times the national average.3, 4

APYs based on balances from $25K to under $50K. EverBank APY is inclusive of 6-month bonus interest rate available for first-time account holders.2, 3, 4

YIELD PLEDGE® CHECKING ACCOUNT
Minimum opening balance $1,500
EverBank ATM fee5 $0
ATM fee reimbursements with minimum balance5 Unlimited
Online & mobile banking Free
Mobile check deposits6 Free
Additional online security Yes

EverBank Yield Pledge Promise

Yield Pledge Promise

Your Yield Pledge Checking Account yield will be in the top 5% of Competitive Accounts at leading banks nationwide.1

Always. That's a promise.



Who Has Time To Chase Rates?

Open a Yield Pledge Checking Account and rest easy knowing your money is safe (FDIC-insured7) and working hard.

As the chart shows, EverBank's Yield Pledge Checking Account has an ongoing APY that has outperformed the national average since 2004.8

We're not just promising higher yields. We're delivering them.

Our Promise for a higher yield–since 20048

Based on ongoing Checking APYs from 09/01/2004 to 09/02/2015.8

EverBank Is A Better Banking Model

EverBank is built to give you a better banking value. We have a long history of creating innovative products – not innovative fees – that provide exceptional value in banking, lending and investing.

Mobile Check Deposits6

Evolved Banking The EverBank Mobile App lets you deposit checks – as well as check balances, pay bills to current payees and transfer funds – from the convenience of your palm.

Evolved Banking

No ATM Fees

Zero EverBank ATM Fees We don't charge ATM fees. And we'll reimburse you for ATM fees charged by other banks if you maintain a minimum average daily account balance of $5000.5

Zero EverBank ATM Fees

Anytime, Anywhere Access

24/7 Assist Direct Access Talk to a live EverBank expert 24/7. Access your account from the web or your mobile, wherever you may be.

24/7 Assist Direct Access

4-Star Stability

Stable and Steady Growth Thanks to a diverse business model and strong risk-management practices, EverBank is recognized by leading bank rating services such as Bauer Financial to be strong and stable (4-star rating).9

Stable and Steady Growth

Open an account and start enjoying the value and convenience of EverBank today.

A decade of strong and consistent asset growth

Year-end assets in billions from 2004-2014

Each and every penny you send our way will earn a top yield. And thanks to our tiered rate system, the more you send, the higher your yield may climb. Get a 6-month bonus interest rate2 to start. After that, our top 5% promise1 goes to work and will keep your yield high and money growing. We call that an opportunity on top of an opportunity.

All interest rates and Annual Percentage Yields (APYs) are accurate as of 12/14/18 12:00:00 AM and are subject to change at any time.

First-time Checking Customer2
Balances Bonus Interest Rate* 1st-yr APY
$0 - $9,999.99 1.20% 1.21%
$10,000 - $24,999.99 1.20% 1.21%
$25,000 - $49,999.99 1.20% 1.21%
$50,000 - $99,999.99 1.20% 1.21%
$100,000 - $10,000,000 * 1.21% - 0.72%

* Bonus Interest Rate applies to the first $100,000 for the first 6 months. The ongoing interest rates and APYs apply to all balances of $100,000.01 or more, and to all balances after 6 months

Ongoing Interest Rates2
Balances Interest Rate APY
$0 - $9,999.99 0.25% 0.25%
$10,000 - $24,999.99 0.46% 0.46%
$25,000 - $49,999.99 0.61% 0.61%
$50,000 - $99,999.99 0.61% 0.61%
$100,000 - $10,000,000 0.71% 0.71%
YIELD PLEDGE PROMISE