Earn with certainty

Our Yield Pledge CDs help you earn high yields without the extra work. Choose your term, and see how much you can save.

Key account features

  • Guaranteed high yields at CD opening with our Yield Pledge promise
  • Terms from 3 months to 5 years
  • 20-day maturity alert and automatic rollover
  • No monthly account fee
  • IRA eligible
  • $5,000 to open

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Get closer to your goals

The perks of our Yield Pledge Money Market account can help boost your savings—and your outlook on the future.

Key account features

  • Guaranteed high yields with our Yield Pledge promise
  • ATM fee reimbursements
  • No monthly account fee
  • Mobile check deposits
  • Move money up to 6 times a month
  • IRA eligible
  • $5,000 to open

View all rates

  Previous account

1-Year Intro APY
Balances Ongoing APY
$100,000 - $10,000,000
$50,000 - $99,999.99
$25,000 - $49,999.99
$10,000 - $24,999.99
$0 - $9,999.99

Annual Percentage Yields (APYs) are accurate as of .

Earn high yields on your checking account, too

Our Yield Pledge Checking account offers consistently high yields—every day.

1-year intro APY
  • Guaranteed high yields with our Yield Pledge promise
  • No monthly account fee
  • Mobile check deposits
  • $5,000 to open
Balances Ongoing APY
$100,000 - $10,000,000
$50,000 - $99,999.99
$25,000 - $49,999.99
$10,000 - $24,999.99
$0 - $9,999.99

Annual Percentage Yields (APYs) are accurate as of .

Count on convenience

Our accounts have you covered

Free cash access

Over 80,000 no-fee ATMs across the country.

24/7 client service

Our client commitment runs 24/7, so you can rest assured we’ll always be here for you.

Guaranteed security

TIAA Bank deposit accounts are backed by FDIC insurance and our Web Safety Guarantee.

Mobile check deposit

Deposit money in a snap.

Easy access

Get better connected to your money

Use the TIAA mobile app to bank smartly, on your time and from nearly anywhere on the globe.

  • Send money with Zelle®
  • Track and manage your accounts
  • Make mobile check deposits
  • Pay bills from anywhere
Devices with TIAA Mobile app open

Open your Yield Pledge®
account today

Choose accounts

1-Year Intro APY
Balances Ongoing APY
$100,000 - $10,000,000
$50,000 - $99,999.99
$25,000 - $49,999.99
$10,000 - $24,999.99
$0 - $9,999.99

Annual Percentage Yields (APYs) are accurate as of .