You may complete your application over the phone or online. Once your application is submitted, you’ll want to start gathering important documents such as recent pay and bank statements.
Processing & Underwriting
All loan processing and underwriting occurs in-house at TIAA Bank. During this time, our teams will work with you to ensure that all paperwork has been submitted and that everything is in order for a final approval of your new loan.
Once approved, your mortgage expert will be in touch to deliver the good news and to schedule your closing date. If you are buying a new home, this is the time to start contacting utility providers at your current residence and the new one about service and address changes.
The final and most exciting step is the closing. This is where you’ll get the keys to your new home and sign a variety of legal and other documents including your new mortgage.