Rates and funding limits

By following the guidelines established by CDARS, you can access FDIC insurance coverage on multi-million dollar deposits.

Term Funding Limit APY
3 month
6 month
1 year
2 year
3 year

Annual Percentage Yields (APYs) are accurate as of .

Funding Deadlines


Friday prior to account opening date, 5 p.m. (ET)

Internal account transfers or wire transfers

Wednesday prior to account opening date, 12 p.m. (ET)

Maturity alert

Maturity alerts will be sent 15 days prior to the CD maturity date.

No automatic rollovers

Since there are no automatic rollovers with CDs placed through CDARS, you’ll need to contact us directly to request a rollover.

Rollover requests

Importantly, all rollover requests must be received by 9 p.m. (ET) on the Tuesday prior to your maturity date. Requests may be sent to us by any of the methods noted below. Upon receiving your request, we’ll be in touch if additional information is required.


TIAA Bank, 11 Oval Dr., Suite 107, Islandia, NY 11749



Secure email*

Log in to your account. Under the Service tab, choose 'Contact Us.'

*Be sure to include with your request:

  • Account holder name
  • Last 4 digits of your account number
  • CD maturity date
  • Your security code (fax and email requests only)