First, let’s see how much you qualify for.
This calculator is for informational purposes only. HELOC eligibility and limits depend on several factors including your home’s value, how much you owe, your credit score, and debt-to-income ratio. Your result is estimated based on numbers you provide and our guidelines; you could potentially borrow any amount you need up to this number.5
Initial draws and credit line subject to maximum and minimum dollar amounts. Either a fixed rate or a variable rate is available on the initial draw. Fixed rate advance terms are 5,7, and 10 years. This calculator assumes our Variable Rate, Reduced Closing Cost HELOC product is chosen; we also have other HELOC products, and a full closing cost option. Contact us for details. Additional state-based restrictions and limitations may apply.