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Adjustable rate mortgage

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Key loan details

With adjustable rate mortgages (ARMs), borrowers can take advantage of a relatively low interest rate for the initial, fixed-rate period of the loan. After that, the loan’s interest rate and monthly payment may change periodically for the life of the loan.

  • Pay less in interest during the fixed-rate period
  • Choose from a range of loan terms

Who should consider an adjustable rate mortgage?

For those who want to take advantage of low interest rates, and who expect to sell or refinance their homes before the initial fixed-rate period of the loan ends, adjustable rate rate loans can offer low monthly payments and thousands in potential interest savings.

5/6, 7/6, 10/6, 15/6 ARMsCall 1-855-297-3895 for rates
The first number represents years and the second number represents months. For example, the interest rate with a 5/6 ARM remains fixed until the initial 5-year change date. Then, the interest rate can adjust every 6 months thereafter.

Learn the ins and outs

The more you know about your loan, the better you’ll feel. Use our interactive tools so that you can move forward with confidence.

Choose a lender with more to offer

Homebuyer incentives

Our interest rate locks1 and cash-back programs can make your experience more relaxing and rewarding.

Easy online application

Our digital application helps streamline your experience, so you can get to closing quickly.

Experts on your side

We’ll be here throughout the loan process to offer the support you need, when you need it.

Zillow® 5-star lender2

With decades of lending experience under our belt, we can get you into the home of your dreams.

Let’s get moving

Applying online is quick and easy. What would you like to do?

Have questions? Our loan experts are here to help
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Information to keep in mind