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Key loan details

Insured by the Federal Housing Administration, FHA loans offer stable payments and low down payment options with more relaxed qualification requirements.1

  • Count on a low, consistent interest rate and monthly payment
  • Pay as little as 3.5% down
  • Choose from a variety of loan types, including short- and long-term fixed rate mortgages and an adjustable rate mortgage

Who should consider an FHA mortgage?

If you’re a first-time homebuyer, have a relatively low credit score, or are facing challenges saving for a down payment, an FHA loan can make homeownership more attainable. Or, if you’re ready to refinance but have limited equity in your home, an FHA refinance can help you get the rate and payment you’re looking for. Keep in mind that FHA loans require a funding fee—and if you put less than 20% down, you’ll need to pay mortgage insurance.

30-Year FHA Purchase
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30-Year FHA Fixed Rate Refinance
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Other FHA loan types and terms are also available. Call a loan expert for more details. Already have an FHA loan? Check out the FHA Streamline Refinance.

Learn the ins and outs

The more you know about your loan, the better you’ll feel. Use our interactive tools so that you can move forward with confidence.

Choose a lender with more to offer

Easy online application

Our digital application helps streamline your experience, so you can get to closing quickly.

Experts on your side

We’ll be here throughout the loan process to offer the support you need, when you need it.

Zillow® 5-star lender2

With decades of lending experience under our belt, we can get you into the home of your dreams.

Let’s get moving

Applying online is quick and easy. What would you like to do?

Have questions? Our loan experts are here to help
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Explore more loan options

30-year fixed15-year fixedVA loans
Information to keep in mind