Key loan details
Insured by the Federal Housing Administration, FHA loans offer stable payments and low down payment options with more relaxed qualification requirements.1
- Count on a low, consistent interest rate and monthly payment
- Pay as little as 3.5% down
- Choose from a variety of loan types, including short- and long-term fixed rate mortgages and an adjustable rate mortgage
Who should consider an FHA mortgage?
If you’re a first-time homebuyer, have a relatively low credit score, or are facing challenges saving for a down payment, an FHA loan can make homeownership more attainable. Or, if you’re ready to refinance but have limited equity in your home, an FHA refinance can help you get the rate and payment you’re looking for. Keep in mind that FHA loans require a funding fee—and if you put less than 20% down, you’ll need to pay mortgage insurance.
|30-Year FHA Purchase|
|30-Year FHA Fixed Rate Refinance|
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