Key loan details
Jumbo mortgages are loans that exceed the conforming limit established by the government. This limit can vary, but is currently set at $548,250 in most areas. Generally, jumbo loans are used to purchase or refinance luxury homes or properties in expensive housing markets.
- Can be used for a primary residence, vacation home or investment property
- Choose from a variety of loan terms, including fixed and adjustable rate mortgages
- Expect stricter credit score and debt-to-income requirements than with conforming loans
Who should consider a jumbo mortgage?
For borrowers whose financing needs are greater than conforming limits, jumbo loans offer an alternate solution. Since they’re not guaranteed by government agencies, like Fannie Mae, jumbo mortgages generally require higher credit scores and down payments than conventional loans.
|30-Year Jumbo Fixed Purchase|
|15-Year Jumbo Fixed Purchase|
|30-Year Jumbo Fixed Refinance|
|15-Year Jumbo Fixed Refinance|
|5/1, 7/1, 10/1, 15/1 ARMs||Call 1-855-297-3895 for rates|
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