Skip to main content

Jumbo mortgages

You focus on the home, we’ll focus on the loan

Key loan details

Jumbo mortgages are loans that exceed the conforming limit established by the government. This limit can vary, but is currently set at $548,250 in most areas. Generally, jumbo loans are used to purchase or refinance luxury homes or properties in expensive housing markets.

  • Can be used for a primary residence, vacation home or investment property
  • Choose from a variety of loan terms, including fixed and adjustable rate mortgages
  • Expect stricter credit score and debt-to-income requirements than with conforming loans

Who should consider a jumbo mortgage?

For borrowers whose financing needs are greater than conforming limits, jumbo loans offer an alternate solution. Since they’re not guaranteed by government agencies, like Fannie Mae, jumbo mortgages generally require higher credit scores and down payments than conventional loans.

30-Year Jumbo Fixed Purchase
15-Year Jumbo Fixed Purchase
30-Year Jumbo Fixed Refinance
15-Year Jumbo Fixed Refinance
5/1, 7/1, 10/1, 15/1 ARMsCall 1-855-297-3895 for rates

Learn the ins and outs

The more you know about your loan, the better you’ll feel. Use our interactive tools so that you can move forward with confidence.

Choose a lender with more to offer

Homebuyer incentives

Our interest rate locks1 and cash-back programs can make your experience more relaxing and rewarding.

Easy online application

Our digital application helps streamline your experience, so you can get to closing quickly.

Experts on your side

We’ll be here throughout the loan process to offer the support you need, when you need it.

Zillow® 5-star lender2

With decades of lending experience under our belt, we can get you into the home of your dreams.

Let’s get moving

Applying online is quick and easy. What would you like to do?

Have questions? Our loan experts are here to help

Information to keep in mind