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Refinance and reach your goals

We make getting started and getting to closing easier than you ever expected.

As demand soars for low refinance rates, banks nationwide are experiencing longer processing times. In response, we’ve increased our interest rate lock period on refinances to ensure you retain your low rate during these periods of high volume.

It can really pay to refinance

Refinancing could help you achieve a range of short- and long-term goals. And with an online application process that’s streamlined and convenient, we’ve made it simple to get started.

Digital loan process

Quickly apply and have our digital application gather your documents for you.

Competitive interest rates

Get a low rate on the loan and term that works best for you.

Expert guidance

From the start, you’ll have a team of professionals working for you.

Wide range of loans

No matter what your refinance goal is, we have the loan that can make it happen.

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You’re in good company

With more than 50 years’ experience in home lending—and as part of a 100-year-old financial organization—TIAA Bank brings stability and personalized service to the home lending process, so you can borrow with confidence.

Our top priority is you

Our online application makes getting started fast, simple and convenient. And from start to closing, you’ll have the support and guidance of our home loan experts.

Information to keep in mind