Obtain a preliminary approval
Start the process online and give us some basic information about your income, assets and expenditures. After a review, we’ll provide you with a preliminary approval letter. This will help you better understand your price range, so you can begin house hunting with confidence.
Choose a real estate agent & buy or sell
Enroll in our cash back Home Rewards program, and we’ll present you with vetted, trusted real estate agents who have expertise in your local area. Choose the agent that’s right for you. If you’re planning to sell, they’ll help you list your home and find prospective buyers. For buyers, they can help you find homes that meet your specific needs. And once enrolled, you’ll be eligible for a cash back reward after you close on any home you’re buying or selling.
Get your loan approved
After you find a property and have a purchase contract in place, we can finalize your loan approval. We may ask you for additional documentation, which our in-house loan processing and underwriting teams will review. Once approved, your mortgage expert will be in touch to deliver the good news and to schedule your closing date. Make sure to notify utility providers at your current residence and the new one about service and address changes.
Close on your home
The final and most exciting step is the closing. This is where you’ll get the keys to your new home and sign a variety of legal and other documents—including your new mortgage. And if you participated in our Home Rewards program, keep an eye on your mailbox because your cash reward is on its way!