Personal banking
Discover all the ways we put your money to work
Banking solutions that work as hard as you do.
5.15%
APYx
5.15%
9-month CD APYx
4.30%
1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x
Get more bank for your buck
We want to make sure your unique needs are met. That's why we offer a range of notable features.
- Competitive rates
Our Yield Pledge accountsWe guarantee that your yield will always be high. We regularly compare the rates other banks are offering to make sure we keep your yield among the top 5% of Competitive Accounts. guarantee yields in the top 5%.x
- No hidden fees
No monthly maintenance or overdraft fees. We're here to grow your money, not take it.
- FDIC insurance into the millions
Get peace of mind with a robust safety net of FDIC insurance coverage expandable up to $50Mx with our CDARS® CD.x
- Earn interest on interest
Your balance and the interest you accrue earns money with interest compounded daily.
- ATM fee reimbursements
We don’t charge ATM fees, and we’ll even pay you back when others do.x
- Convenient access
When you want your money, you’ve got optionsAvailable options vary depending on your account type. , including debit cards, personal checks, online and wire transfers, online bill pay and Zelle®.x
Built to give you a competitive advantage
We're serious about making sure your hard-earned money goes the distance. That's why our EverBank Performance℠ Savings account delivers you a well-deserved high yield, no monthly maintenance fee and convenient online and mobile access.
Don’t settle for average
With a $50,000 balance, our APY beats the competition.
APY | |
---|---|
EverBank Performance Savingsx | 5.15% |
National averagex | 0.52% |
Bank of Americax | 0.01% |
Wells Fargox | 0.01% |
A range of banking solutions
Take a closer look with a side-by-side comparison of some of our featured accounts.
EverBank Performance Savings | EverBank CD | Yield Pledge Money Market | Yield Pledge Checking | |
---|---|---|---|---|
Rate | 5.15% APYx | 5.15% 9-month CD APYx | 4.30% 1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x | 0.45% APY on all balance tiersx |
Ideal for | Building savings with a great rate accessed through online and mobile services | Locking in a great rate from 3 months to 5 years | Growing your savings with access to ATMs and checks | Everyday banking, using online bill pay, and sending or receiving money |
Competitive high yields | ||||
No monthly account fee | ||||
Debit card with purchase benefits | On request | |||
ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x | ||||
No-fee online bill payExpedited bill payments are available for a fee. | ||||
FDIC insured | ||||
Minimum to open | $0 | $1,000 | $0 | $100 |
Open an account | Open an account | Open an account | Open an account | |
See account details | See account details | See account details | See account details |
Mobile Banking
Our mobile app keeps you in touch with your money
Use the TIAA mobile app to bank on your time and on the go.
Strong and secure
Bank securely and with confidence
We protect your information with strong encryption methods. Plus, we have your back with our Web Safety Guarantee.x
How We Rate
Feel good about your bank
Best Online Banks of 2023
Our great rates, dedicated personal service and wide range of financial products earned us a GOBankingRates Best Online Banks of 2023 award.
4+ Star Rating
Bankrate's 2023 review of our products and services earned us a 4+ star rating out of 5 for quality and client focus.
Best Internet Banks of 2023
Competitive rates and low fees won our Yield Pledge accounts the Kiplinger's Best Internet Banks: Silver award for 2023.x
Our full range of banking accounts and resources
Explore all the ways we can help you make the most of your money.