Easy access
Get better connected to your money
Use the TIAA mobile app to bank smartly, on your time and from nearly anywhere on the globe.
Yield Pledge® Money Market
High interest, easy access and savings you can count on
Account highlights
Grow your money with total certainty
Get the money market account that can help you save toward important financial and life goals, while providing many other perks along the way.
- Guaranteed high yields with our Yield Pledge promise
- No monthly account fee
- Mobile check deposits
- $0 to open
An award-winning account
Best Internet Banks of 2022
Competitive rates and low fees won our Yield Pledge accounts the Kiplinger’s Best Internet Banks: Silver award for 2022.
Account highlights
Grow your money with total certainty
Get the money market account that can help you save toward important financial and life goals, while providing many other perks along the way.
- Guaranteed high yields with our Yield Pledge promise
- No monthly account fee
- Mobile check deposits
- $0 to open
Best Internet Banks of 2022
Competitive rates and low fees won our Yield Pledge accounts the Kiplinger’s Best Internet Banks: Silver award for 2022.
Our yield pledge® promise
Your money works harder with our Yield Pledge promise
Our Yield Pledge promise ensures you’ll get a rate that starts high—and stays high. Guaranteed.
Rate protection in any market
We’re dedicated to helping you grow your money with total certainty, even if the market decides to decline.
Weekly rate monitoring
We compare our rates to data collected by Bankrate.com, which surveys nearly 5,000 banks and credit unions across the country.
Peace of mind
No more hopping from bank to bank. If our rates don’t produce a yield in the top 5% of Competitive Accounts, we automatically adjust them so you can rest easy.
Straight talk
Zero hidden fees
Keep your earnings growing, not eroding. Here, you will not be nickel and dimed with a monthly account fee or ATM fees.
$0
Monthly Account Fee
$0
TIAA Bank ATM Fees
| Overdraft transfer fee | $0 | |
| Official check | $0 | |
| Online/mobile check deposit | $0 | |
| Replacement debit card | $0 | |
Strong and secure
Bank securely and with confidence
We protect your information with strong encryption methods and even have your back with our Web Safety Guarantee.
Open online now
Your money’s going to thank you
Got five minutes? That’s about all the time you’ll need to run through our quick and seamless online account application.
-
1
Apply
Open your new account online and with ease.
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2
Fund account
Send an opening deposit by mail, mobile deposit or online transfer.
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3
Start banking
Set up online banking and watch your money grow.
Yield Pledge® Money Market
1-YEAR INTRO APY
| Balances | ONGOING APY |
|---|---|
| $100,000 and up | |
| $50,000 - $99,999.99 | |
| $25,000 - $49,999.99 | |
| $10,000 - $24,999.99 | |
| $0 - $9,999.99 |
Annual Percentage Yields (APYs) are accurate as of .
See disclosures at bottom of page for additional details.