We might call them basic accounts, but there’s nothing basic about what they can do. With a lower minimum entry point than our high yield offering, they might just be all the account you need.
The everyday account for your everyday needs. Online and mobile banking come free and will keep you fully connected and in charge of your money anytime, anywhere.
When earnings take precedence, our Yield Pledge accounts rule the day. Find out more about our Yield Pledge promise and high yield guarantee today.
Got five minutes? That’s about all the time you’ll need to run through our quick and seamless online account application.
Open your new account online and with ease.
Send an opening deposit by mail, mobile deposit or online transfer.
Set up online banking and watch your money grow.
| Balances | APY |
|---|---|
| All balances |
Annual Percentage Yields (APYs) are accurate as of .
| Term | APY |
|---|---|
| 3 month | |
| 6 month | |
| 9 month | |
| 1 year | |
| 1.5 year | |
| 2 year | |
| 2.5 year | |
| 3 year | |
| 4 year | |
| 5 year |
Annual Percentage Yields (APYs) are accurate as of .
Not all debit cards are created the same. With the TIAA Bank debit card, you’ll automatically qualify for a range of purchase benefits that can help to keep you even better protected.
Warranties are great, but sometimes they expire just a little too soon. Now you can get extended warranty protection on eligible purchases that carry a U.S. manufacturer's warranty. Warranties of three years or less may be extended up to one year, while shorter duration warranties of one to six months may be doubled.
We all know how frustrating it can be to buy something, only to later see that same thing advertised for less. Should that happen within 60 days of the original purchase date, you can be reimbursed the difference between the purchase price and advertised price of an eligible item, up to $250.
When buyer’s remorse or buyer dissatisfaction sets in, return protection can help make things better. If, within 90 days of purchase, you become dissatisfied with the purchase and the merchant will not accept the return, you may qualify for up to $250 in return protection.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered TIAA Bank debit card to secure transactions. For further details, please refer to our Guide to Benefits
